B the provision of asset information to cardholders and the provision of messages from Peoples Trust Company to cardholders via the KOHO App or the use of contact information provided through the KOHO App. To the extent relevant to our relationship with you, these services are referred to in this Agreement. KOHO may offer and provide services to cardholders as a service provider for cardholders and not on behalf of the Peoples Trust Company. The KOHO services provided to you by KOHO are, where applicable, subject to agreements between you and KOHO.. . . .